1. The deal
Deal Finder pick: we'll fill in the address for you.
Down payment 25% (typical investor loan) 20% 15% 10% or less (house hack) 30%+ All cash
2. Your finances (optional · ranges only) This powers your yes / not yet / no. Skip anything you like.
Cash available Skip Under $25k $25k–$50k $50k–$100k $100k–$200k $200k+
Household income (gross / yr) Skip Under $60k $60k–$100k $100k–$150k $150k–$250k $250k+
Monthly debt payments Skip Under $500 $500–$1,500 $1,500–$3,000 $3,000–$5,000 $5,000+ Mortgage, auto, student, card minimums
Credit score Skip 760+ 740–759 720–739 680–719 620–679 Under 620 Not sure
More details (optional)
Other investments Skip None Under $50k $50k–$150k $150k–$500k $500k+ Brokerage + crypto. Retirement isn't counted toward cash.
Monthly living expenses Skip Under $3k $3k–$5k $5k–$8k $8k+
How soon do you want to buy? Skip Within 3 months 3–6 months 6–12 months Just exploring
3. Improvements (optional · new) Planning repairs or upgrades? We'll add them to your report: total cash needed, value after improvements, and (for investors) ARV and the 70% rule.
I'm a Buyer Seller Investor Improvements you're considering One per line or comma-separated. Rough costs are fine.
Total improvement budget Skip Under $10k $10k–$25k $25k–$50k $50k–$100k $100k+ Not sure
Region for value-added estimates National average Auto (from the property's state) New England (CT, ME, MA, NH, RI, VT) Middle Atlantic (NJ, NY, PA) East North Central (IL, IN, MI, OH, WI) West North Central (IA, KS, MN, MO, NE, ND, SD) South Atlantic (DE, DC, FL, GA, MD, NC, SC, VA, WV) East South Central (AL, KY, MS, TN) West South Central (AR, LA, OK, TX) Mountain (AZ, CO, ID, MT, NV, NM, UT, WY) Pacific (AK, CA, HI, OR, WA) Sacramento, CA (metro) San Francisco, CA (metro) Atlanta, GA (metro) Default is National. Pick “Auto” to use the Census division of the property’s state. Figures: Remodeling 2025 Cost vs. Value Report (© 2025 Zonda Media).
How would you pay for them? Skip Cash HELOC / home equity loan Renovation loan (FHA 203(k), HomeStyle) Personal loan Not sure
Value after improvements / ARV, if you know it (optional)
Attach my Improvement Planner list from this device (
Want to try numbers first? Use the free Improvement Planner . Buying land to build on? Try the free Land Build Estimator .
🔒 We never ask for your SSN or account numbers, and we never pull your credit.
You'll get a clear answer to "Can you afford this deal?" (yes, no, or not yet), plus 3–5 prioritized steps with dollar impacts. ROW Affordability Analyzer reports are educational estimates, not financial, lending, legal or tax advice.
